Siirto

Finland’s real-time mobile payment system connecting banks and users nationwide

Overview

Siirto is a Finnish mobile payment platform that enables instant money transfers directly between bank accounts using only a phone number It was developed through collaboration between major Finnish banks to create a unified national payment network Siirto has become an important part of Finland’s real-time payment ecosystem supporting both peer-to-peer and merchant payments

Key Services / Solutions

Siirto allows users to send and receive payments instantly through linked mobile apps and bank accounts It supports e-commerce and in-store transactions and integrates with major Finnish banking apps such as OP Mobile and Nordea Pay Siirto is also connected to the European SEPA Instant Credit Transfer network for broader reach

Supported Payment Methods

Siirto enables direct bank-to-bank payments through mobile devices supporting debit and credit card linking and QR-based transactions for merchants

Target Markets / Regions

Siirto is available across Finland with integration into all major Finnish banks It serves as the foundation for unified mobile payments in the region and continues to expand its interoperability with other Nordic payment networks

Strengths / Differentiators

Real-time payments between any Finnish bank account

Direct integration with national banking infrastructure

Secure and compliant under European PSD2 standards

Supports both peer-to-peer and merchant payments

Operates as part of the Nordic move toward cashless societies

Want to know more about Siirto?
Contact Bizz2Pay today to discuss your requirements or get introduced to the right Siirto team member or Payment Provider accepting Siirto