Payconiq

A unified mobile payment solution simplifying digital payments across Belgium and Luxembourg

Overview

Payconiq is a European mobile payment platform enabling users to make instant payments online in-store and peer-to-peer directly from their bank accounts It was developed to connect multiple banks and merchants under one simple system allowing consumers to pay using their smartphone without needing a card or cash Payconiq has become a major part of the digital payment ecosystem in Belgium and Luxembourg operating under the Bancontact Payconiq Company

Key Services / Solutions

Payconiq supports QR-code based mobile payments for retail and e-commerce peer-to-peer transfers and bill payments through connected banking apps Merchants can integrate Payconiq into their checkouts easily and receive funds instantly while consumers enjoy fast secure and low-cost transactions

Supported Payment Methods

QR-based mobile payments linked to bank accounts

Direct in-app and e-commerce payments

Integration with Bancontact for wider acceptance

Target Markets / Regions

Payconiq operates primarily in Belgium and Luxembourg with growing usage through integrated banking apps It benefits from deep partnerships with local financial institutions and payment providers enabling consistent reach across the region

Strengths / Differentiators

Unified payment system combining mobile and online use

Seamless integration across major Belgian banks

Instant low-cost transfers for consumers and merchants

Strong local trust and regulatory alignment

Partnership with Bancontact expanding coverage and adoption

Want to know more about Payconiq?
Contact Bizz2Pay today to discuss your requirements or get introduced to the right Payconiq team member or Payment Provider accepting Payconiq