Twint

Switzerland’s leading mobile payment app for instant, cashless, and QR-based payments

Overview

TWINT is Switzerland’s national mobile payment solution enabling users to pay, send, and receive money instantly using their smartphones. Linked directly to Swiss bank accounts, TWINT supports in-store, online, and peer-to-peer transactions without the need for cards or cash. It’s deeply integrated with major Swiss banks, making it one of the country’s most trusted and widely used payment methods

Key Services / Solutions

TWINT offers QR-code based in-store payments, e-commerce checkout, and peer-to-peer transfers. It also supports parking, ticketing, and loyalty integrations within the app. Merchants benefit from low transaction fees and fast settlements, while consumers enjoy secure and convenient cashless payments

Supported Payment Methods

QR-based mobile payments linked to Swiss bank accounts

E-commerce and in-app payments via TWINT integration

Peer-to-peer transfers between TWINT users

Target Markets / Regions

TWINT operates exclusively in Switzerland, supported by major banks including UBS, Credit Suisse, and PostFinance. Its strong national presence and deep banking integration have made it the default digital payment choice for Swiss consumers

Strengths / Differentiators

Nationally adopted and bank-integrated solution

Supports diverse use cases beyond payments (parking, transport, loyalty)

Instant and secure account-to-account payments

High consumer trust and local regulatory backing

Strong merchant adoption across retail, hospitality, and transport sectors

Want to know more about Twint?
Contact Bizz2Pay today to discuss your requirements or get introduced to the right Twint team member or Payment Provider accepting Twint