Mollie

Online payments, local payment methods and flexible payment solutions for European businesses

Overview

Mollie is a European payments provider that helps businesses accept and manage payments online and in person. Its platform combines card processing, local payment methods, digital wallets, recurring payments and payment management tools.

The company focuses on making payment acceptance accessible to businesses of different sizes, from smaller e-commerce merchants to established businesses with more complex payment requirements. Merchants can integrate Mollie with supported e-commerce platforms or use its APIs to build payment functionality into their own websites and applications.

Mollie is particularly relevant to businesses selling across Europe, where offering locally preferred payment methods can be important for checkout conversion. Its platform brings multiple payment methods together through one integration, with the available options depending on the merchant’s location and configuration. (Mollie online payments)

Key Services and Solutions

Online payment processing

Mollie enables businesses to accept payments through their websites and applications. Merchants can use its checkout solutions, prebuilt integrations or APIs to incorporate payment acceptance into their existing commerce infrastructure.

Local payment methods

Mollie offers a broad selection of local and international payment methods. This allows merchants to adapt their checkout to the preferences of customers in different European countries without having to build a separate integration for every method.

Card processing and digital wallets

Businesses can accept credit and debit cards alongside supported digital wallets. Mollie’s card-payment offering includes options for online transactions, recurring payments and eligible in-person transactions.

Recurring payments and subscriptions

Mollie supports recurring payments through cards, SEPA Direct Debit and PayPal, subject to the relevant method’s requirements. Its Recurring and Subscriptions APIs can help businesses automate repeat billing for subscription services, memberships and other recurring revenue models. (Mollie recurring payments documentation)

Payment links and invoicing

Merchants can create payment links to request payment without necessarily requiring a fully integrated online checkout. Mollie also provides invoicing capabilities to support payment collection and administration.

In-person payments and point of sale

Mollie extends beyond online checkout with in-person payment solutions. Its offering includes compatible card terminals and tap-to-pay options, allowing eligible businesses to accept payments in physical locations alongside their online transactions. (Mollie in-person payments documentation)

E-commerce integrations

Mollie provides integrations for popular e-commerce platforms and business tools. These can help merchants introduce payment acceptance without building an entire payment integration from scratch.

Payment management and reporting

Through its dashboard and APIs, Mollie provides tools for managing payments, refunds, payouts and transaction information. Supported functionality varies by payment method and account configuration.

Supported Payment Methods

Mollie offers a broad range of payment methods, with availability varying according to the merchant’s country, customer location and integration.

• Credit and debit cards: Visa, Mastercard and American Express, alongside other card schemes supported by relevant products.
• Digital wallets: Apple Pay, Google Pay and PayPal.
• Netherlands: iDEAL | Wero.
• Belgium: Bancontact, KBC Payment Button and Belfius Pay Button.
• Germany and other European markets: Options may include SEPA Direct Debit, SEPA Bank Transfer, Klarna and other country-specific methods.
• France: Cartes Bancaires and selected buy-now-pay-later options.
• Spain: Bizum.
• Poland: BLIK and Przelewy24.
• Switzerland: TWINT.
• Nordic markets: Options include Vipps and MobilePay in supported countries.
• Other payment methods: Depending on the market, merchants may be able to offer paysafecard, gift cards, vouchers and additional alternative payment methods.

The exact selection available to a merchant should be confirmed against Mollie’s current payment-method documentation. Some methods require separate activation or have specific eligibility conditions. (Mollie payment methods)

Target Markets and Regions

Mollie has a strong European focus, making it relevant to businesses that sell across European markets and want to offer locally preferred payment options.

Its solutions may be particularly useful for:

• E-commerce businesses seeking a straightforward way to accept online payments.
• Small and medium-sized businesses looking for payment processing and management tools through one platform.
• International retailers that want to offer local payment methods to shoppers in different European countries.
• Subscription businesses that need recurring payment and billing capabilities.
• Omnichannel merchants combining online sales with in-person payment acceptance.
• Platforms and software providers looking to embed payment capabilities into their products.

Mollie supports merchants in multiple European countries, but merchant eligibility, acquiring arrangements, supported payment methods and settlement options vary by location. Businesses planning to expand internationally should confirm that Mollie can onboard their particular business model and support their intended markets. (Mollie online payments)

Strengths and Differentiators

European payment-method coverage: Mollie provides access to numerous local and international payment methods through one platform.

Straightforward integration: Prebuilt e-commerce integrations and APIs offer different implementation options for merchants.

Support for different business sizes: Its product portfolio serves smaller merchants as well as businesses with more advanced payment needs.

Recurring payment capabilities: Recurring transactions and subscription functionality support repeat-billing business models.

Online and in-person payments: Eligible merchants can combine e-commerce payments with physical payment acceptance.

Payment links and invoicing: Businesses have options for collecting payments outside a conventional online checkout.

Payment management tools: The platform provides tools for managing transactions, refunds, payouts and reporting.

European market focus: Mollie’s range of local payment methods is particularly relevant to businesses seeking to improve payment choice across European markets.

Is Mollie the Right Payment Provider for Your Business?

Mollie is worth considering if your business operates in Europe and wants to combine online payment processing with a wide selection of local payment methods.

It may be especially relevant to e-commerce merchants, subscription businesses and companies expanding into additional European markets. Its integrations can also appeal to businesses that want to avoid developing and maintaining multiple payment connections themselves.

However, the right provider depends on your specific requirements. Merchants should compare pricing, acquiring arrangements, settlement options, supported countries, payment-method coverage and technical capabilities. Businesses operating in specialised or higher-risk sectors should also confirm their eligibility before investing in an integration.

Bizz2Pay helps merchants explore payment-provider options based on their commercial requirements, business model and target markets.

Looking for the right payment solution for your business? Contact Bizz2Pay to discuss your requirements.