PSE

Colombia’s national online banking payment system connecting consumers, merchants, and financial institutions

Overview

PSE, or Pagos Seguros en Línea, is Colombia’s national online payment system operated by ACH Colombia. It enables consumers to make secure online payments directly from their bank accounts without using cards. PSE provides a standardized and interoperable platform that connects banks, businesses, and government entities, driving the growth of eCommerce and digital financial services across the country

Key Services / Solutions

PSE allows users to pay for goods and services online by authenticating through their bank’s platform It supports one-time payments, recurring transactions, and integrations with eCommerce websites and government portals Merchants benefit from real-time payment confirmation, reduced fraud risk, and lower transaction costs compared to card payments ACH Colombia provides centralized clearing, ensuring efficiency, reliability, and regulatory compliance

Supported Payment Methods

Direct account-to-account payments via online banking

Integration with merchant checkout pages and digital platforms

Available across major Colombian banks and financial institutions

Target Markets / Regions

PSE is used nationwide across Colombia and is the preferred payment method for online purchases, bill payments, and government transactions It serves both individuals and businesses, providing a secure and trusted alternative to cards for digital payments PSE supports Colombia’s growing digital economy by enabling safe and efficient online commerce

Strengths / Differentiators

National infrastructure operated by ACH Colombia

Secure and trusted authentication through online banking

Lower transaction costs and reduced chargeback risk

Real-time confirmation for merchants and consumers

Supports Colombia’s eCommerce and financial inclusion initiatives

Want to know more about PSE?
Contact Bizz2Pay today to discuss your requirements or get introduced to the right PSE team member or Payment Provider accepting PSE